Open Enrollment 2027
Enrollment Opens: 8 AM on Monday, October 12, 2026
Enrollment Closes: 6 PM on Friday, October 30, 2026
IMPORTANT: THIS IS A CHANGE-ONLY OPEN ENROLLMENT
If you do not enroll, the benefits you chose last year will roll over into 2027.
Once Open Enrollment begins, you may contact the People First Service Center for assistance
at 866-663-4735 (TTY users call 866-221-0268) on weekdays from 8 AM to 6 PM, ET.
The EFSC employee benefits will be offered through the Florida College System (FCS) State Group Insurance Program (SGIP) and will be managed through the state's web-based personnel system (People First).
What's New for 2027
Rate Increases
Ameritas Preventative and Standard Dental Plans for dependent tiers
Medicare Advantage Prescription Drug Plans, Premiums, Out of Pocket
- Capital Health Plan Retiree Advantage & Classic MA-PD HMO
- Humana MA-PD HMO and PPO
Changes
High-Deductible Health Plan deductibles have increased
- Single: $1,750
- Family: $3,500
HSA Savings and Spending Accounts
- Single: $4,500
- Family: $9,000
Colonial Life Increased Benefit for Short-Term Disability Supplemental Plans
Overview of 2027 Benefits
Medical Insurance
- PPO: Florida Blue Standard PPO
- HMO: Aetna Standard HMO
- Health Savings Account (HSA)
Medical Insurance for Dependents
If you are covering dependents, please be prepared to upload copies of acceptable verification documents. Submit the documents only AFTER you have enrolled in one of the plans during open enrollment.
To verify that you have submitted all of the required documents, check the Dependent Verification page on the MyBenefits site.
Dental
There are four plan types — Prepaid Dental Plan, PPO Dental Plan, Indemnity with PPO Dental Plan, and Indemnity Dental Plan, with a variety of providers offering a total of 14 plans. Review each plan to ensure that you choose the one that will best cover the dental care needed for you or for you and your family. The employee-only tier is still covered by the College.
Vision
The Humana Vision Plan is the only option offered.
Flexible Spending Account (FSA)
The FSA is administered by Chard Snyder. Submit all of your 2026 claims by April 30, 2027. For 2026 the Medical max is $ 7500; Dependent Care max is $3750; and a maximum of $660 will carry over from current plan year (ending 12/31/2026) for Healthcare and Limited Purpose FSAs. Any funds above this amount will be forfeited.
The maximum amounts for 2027 will be announced at a later date and FSA enrollees may make changes to their amounts if desired.
Pharmacy
OptumRx is the program administrator, which includes Walgreens, CVS, Walmart, Publix, and independent pharmacies.
Coverages through EFSC Only
One America Short-Term / Long-Term Disability: This is a different plan than the one offered through People First. If you are already enrolled in this plan through EFSC, it will roll over; if you are not enrolled & want to enroll, contact the HR Benefits Office.
The Standard life basic insurance provided by EFSC will roll over.
Allstate Accident, Critical Illness and Hospital Supplement insurances will also roll over if you are currently enrolled. Contact HR to enroll, cancel, or change plans.
Log in to your People First Inbox to check for messages regarding paperwork that is missing, additional information required, etc.
Reminder
Whether you log in to change your insurance choices or to enroll for the first time, always PRINT YOUR CONFIRMATION STATEMENT.
Did you enter your password, select Complete Enrollment, and see the confirmation statement appear?
If not, you have not completed the enrollment steps; continue following instructions until you see your confirmation statement.