Open Enrollment 2026
Enrollment Opens: 8 AM on Monday, October 13, 2025
Enrollment Closes: 6 PM on Friday, October 31, 2025
IMPORTANT: THIS IS A CHANGE-ONLY OPEN ENROLLMENT
If you do not enroll, the benefits you chose last year will roll over into 2026.
Once Open Enrollment begins, you may contact the People First Service Center for assistance
at 866-663-4735 (TTY users call 866-221-0268) on weekdays from 8 AM to 6 PM, ET.
The EFSC employee benefits will be offered through the Florida College System (FCS) State Group Insurance Program (SGIP) and will be managed through the state's web-based personnel system (People First).
What's New for 2026
Life Insurance
MetLife is the new life insurance plan. Your Securian Life Insurance choice and your Beneficiary choice(s) will transfer to the MetLife Life Insurance Company.
Rate Increases
Dental Plans
Increases for all plans except: Sun Life Prepaid, Humana Prepaid, Humana Indemnity
Schedule B.
Humana Vision Plan
Limit Increases
Dependent Care FSA Limit Increase
Taxpayers who file returns as Single OR Married, Filing Jointly
Annual Maximum: $7,500 (up from $5,000)
Taxpayers who file returns as Married, Filing Separately
Annual Maximum: $3,750 (up from $2,500)
HSA Limit Increase
Single Coverage: $4,400
Family Coverage: $8,750
Overview of 2026 Benefits
Medical Insurance
- PPO: Florida Blue Standard PPO
- HMO: Aetna Standard HMO
- Health Savings Account (HSA)
Medical Insurance for Dependents
If you are covering dependents, please be prepared to upload copies of acceptable verification documents. Submit the documents only AFTER you have enrolled in one of the plans during open enrollment.
To verify that you have submitted all of the required documents, check the Dependent Verification page on the MyBenefits site.
Dental
There are four plan types — Prepaid Dental Plan, PPO Dental Plan, Indemnity with PPO Dental Plan, and Indemnity Dental Plan, with a variety of providers offering a total of 14 plans. Review each plan to ensure that you choose the one that will best cover the dental care needed for you or for you and your family.
Vision
The Humana Vision Plan is the only option offered.
Flexible Spending Account (FSA)
The FSA is administered by Chard Snyder. Submit all of your 2025 claims by April 30, 2026. Medical max is $ 7500; Dependent Care max is $3750. A maximum of $660 will carry over from current plan year (ending 12/31/2025) for Healthcare and Limited Purpose FSAs. Any funds above this amount will be forfeited.
Pharmacy
OptumRx is the program administrator, which includes Walgreens, CVS, Walmart, Publix, and independent pharmacies.
Coverages through EFSC Only
One America Short-Term / Long-Term Disability: This is a different plan than the one offered through People First. If you are already enrolled in this plan through EFSC, it will roll over; if you are not enrolled & want to enroll, contact the HR Benefits Office.
The Standard life basic insurance provided by EFSC will roll over.
Log in to your People First Inbox to check for messages regarding paperwork that is missing, additional information required, etc.