BankMobile Refund Selection FAQs

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Question 1:  How are refunds from Eastern Florida State College delivered to students?

Refunds are delivered via the option selected at using the personal code. Once your refund preference is selected, funds are sent from EFSC to BankMobile Disbursements who then disburses the refunds according to your selection. (Please note: In order to receive a refund, you must Select Your Refund Preference through as soon as your Refund selection kit arrives in the mail.)

Question 2:  How do I get my Personal Code?

Eastern Florida State College students will receive a Refund Selection kit (bright green envelope) from BankMobile in the mail at their primary address on file with EFSC.

Question 3:  I don't think I will ever get a refund. Why is it important to select a refund preference?

Although you might not currently expect a refund from Eastern Florida State College, we may have a refund for you in the future. After all, it may be necessary to drop a class, a class may be canceled or you may simply receive a scholarship or assistance you were not anticipating. Selecting your preferred method to receive refunds from EFSC ensures you'll always receive your refunds in a timely manner.

Question 4:  What if I already selected a refund preference before the BankMobile Vibe Account was available?

The previous preference that was chosen with Higher One will be the default disbursement method.

Question 5:  What are my options for receiving Financial Aid or other refunds?

  • Electronic deposit to another account - Money is transferred to another account the same business day BankMobile receives funds from your school. Typically, it takes 1 – 2 business days for the receiving bank to credit the money to your account.
  • Electronic deposit to a Bankmobile Vibe account - If you open a BankMobile Vibe account (upon identity verification), money is deposited the same business day BankMobile receives funds from your school.

You can choose one of these options during the refund selection process and update it as needed.

Question 6:  What are the key features and benefits of the BankMobile Vibe Account?

Through unique features and functionality designed exclusively for students, BankMobile Vibe empowers and guides students in their pursuit of financial and academic success. Plus there’s no monthly fee for students.

Allpoint® ATMs
Say adios to ATM fees, thanks to over 55,000 fee-free Allpoint® ATMs.

Stamp your way to success! Get rewarded for your smart moves in and out of the classroom with the Passport recognition program.

Money Meter
Manage money in minutes with Money Meter, the BankMobile Vibe accounts interactive budgeting tool. Use it to:

  • Track your spending
  • Set up monthly budgets in multiple categories
  • Monitor your cash flow
  • View your spending history

Bill Pay
Make bill-paying faster, easier and more secure. With Online Bill Pay you can:

  • Set up recurring payments
  • Manage Bill Pay recipients
  • View payment history

Master your financial universe by setting up reserves to achieve your financial goals. This convenient mobile feature does the math for you and gives you a more accurate view of your financial by delivering a financial snapshot:

Debit Card On/Off Switch
Temporarily turn off your card to help protect against unauthorized use in the event your card is misplaced.

Question 7:  How will I know when my Financial Aid or other refund has been direct deposited to my BankMobile Vibe account?

BankMobile will send an email to the address you entered during activation when your refund has been deposited to your Vibe Account. Additionally, you can view the details of your Vibe Account by accessing your statement online at or by signing up to receive text messages sent directly to your cell phone with Mobile Alerts.

Question 8:  Can I have my refund deposited to another bank account?

Yes. You may have your refund deposited to the bank of your choice. In order to have your refund deposited to your bank, select your refund preference as soon as you receive the Refund Selection kit by visiting During the refund selection process, select “Electronic Deposit to Another Account” for your refund preference and follow the steps to set up that option.

Question 9:  Why is the MasterCard Brand Mark on my new BankMobile Card?

The BankMobile card can be used to make purchases wherever Debit MasterCard is accepted. It is important to note that the BankMobile card is not a credit card, but rather a Debit Card backed by the purchasing power of the MasterCard network.

Question 10:  What if I have additional questions?

Answers to additional questions along with any activation questions can be found by stopping by any campus Cashier's Office to learn more. Additionally, BankMobile offers easy answers to your questions with FAQ — a self-service database containing answers to frequently asked questions that can be accessed when you visit the BankMobile Vibe website.